How Banks Decide Home Loan Eligibility in 2025 (Income, CIBIL, FOIR Explained)
Planning to buy a home in 2025? Before you shortlist flats or talk to builders, thereβs one number that quietly decides everything – your home loan eligibility. Whether you apply with SBI, HDFC, ICICI, Axis, or Kotak, banks follow a surprisingly similar logic to decide how much you can borrow – and why many applications …