Buying a home is one of the biggest financial decisions for most Indian families. Before choosing a property or applying for a loan, it is important to clearly understand home loan eligibility rules. In 2026, eligibility norms in India continue to be shaped by income stability, credit discipline, property compliance, and regulatory frameworks set by …
Personal finance plays a crucial role in everyone’s life, whether you are a student, a working professional, or nearing retirement. From the moment you start earning, you are faced with regular expenses such as rent, food, utility bills, travel, and lifestyle spending. At the same time, you also have future responsibilities like buying a home, …
Buying a home is one of the biggest financial decisions of your life. While income, property value, and down payment matter, your CIBIL score plays a decisive role in whether your home loan gets approved and on what terms. A strong credit score can help you secure lower interest rates, higher loan amounts, and faster …
Securing a home loan is not only about meeting basic documentation requirements. Banks evaluate an applicant’s repayment capacity, financial stability, credit behaviour, and property-related risks before deciding the final loan amount. Borrowers who understand these factors can significantly improve eligibility and negotiate better terms. This guide combines practical insights with lender evaluation criteria, helping homebuyers …
Planning to buy a home in 2025? Before you shortlist flats or talk to builders, there’s one number that quietly decides everything – your home loan eligibility. Whether you apply with SBI, HDFC, ICICI, Axis, or Kotak, banks follow a surprisingly similar logic to decide how much you can borrow – and why many applications …