Buying a home is one of the biggest financial decisions for most Indian families. Before choosing a property or applying for a loan, it is important to clearly understand home loan eligibility rules. In 2026, eligibility norms in India continue to be shaped by income stability, credit discipline, property compliance, and regulatory frameworks set by …
Moving goods across India under the Goods and Services Tax (GST) regime requires strict documentation. One of the most important documents for this purpose is the E-Way Bill. Since its introduction, the e-way bill system has replaced manual paperwork with a centralised, digital, and trackable mechanism for monitoring the movement of goods. Whether you are …
Tax Deducted at Source (TDS) is one of the most important concepts in India’s income tax system. Every year, the government revises TDS rates, thresholds, and compliance rules to improve tax collection and reduce unnecessary deductions. For FY 2025–26 (Assessment Year 2026–27), several threshold limits have been increased, a new TDS section has been introduced, …
Buying a home is one of the biggest financial decisions for most Indian families. The choice of lender and interest rate directly affects your monthly EMI and the total cost of the loan over the long term. In 2026, private sector banks like YES Bank continue to attract borrowers by offering flexible home loan products, …
Personal finance plays a crucial role in everyone’s life, whether you are a student, a working professional, or nearing retirement. From the moment you start earning, you are faced with regular expenses such as rent, food, utility bills, travel, and lifestyle spending. At the same time, you also have future responsibilities like buying a home, …
Choosing a home loan with the lowest home loan interest rates is one of the most important financial decisions for Indian homebuyers. Even a small difference of 0.25%-0.50% in interest rate can change your total repayment by several lakhs over a 20-25 year tenure. As of January 2026, home loan interest rates in India are …
As March 31, 2026 approaches, home loan borrowers across India start thinking about one common question: should I prepay my home loan before the financial year ends to save tax and interest? While prepayment can look attractive during tax season, rushing into it without numbers can hurt liquidity and long-term returns. The right decision depends …
If you take a loan or buy something costly, you will hear one common word again and again – EMI. Many people search for: This article explains everything about EMI in very simple English, step by step. What Is EMI? EMI means Equated Monthly Instalment. It is the fixed amount of money you pay every …
If you have a home loan, you’ve probably noticed this pattern:RBI announces a repo rate change → a few weeks later, your home loan EMI changes. For many borrowers, this feels sudden and confusing.But in reality, EMI changes are not random – they follow a clear financial logic linked to the RBI repo rate. In …
A home loan balance transfer is a smart financial option that allows borrowers to shift their existing home loan from one lender to another offering lower interest rates, better repayment flexibility, or improved loan features. By transferring the outstanding loan amount, you can reduce your monthly EMI, save significant interest over the loan tenure, and …