Before taking a home loan, many people use a home loan calculator. They enter the loan amount, interest rate and tenure, check the EMI, and feel confident. But here’s the truth:most borrowers misunderstand what the calculator result actually means. A home loan calculator is a very useful tool, but only if you know how to …
Buying your first home is exciting.But when it comes to taking a home loan, one small mistake can cost you lakhs of rupees over the next 20-30 years. In 2025, banks are stricter, property prices are higher, and interest rates fluctuate faster than before. Many first-time buyers unknowingly make mistakes before they even apply for …
Getting your Axis Bank home loan rejected despite having a CIBIL score above 750 can be shocking and frustrating. Most borrowers believe that a high credit score guarantees approval-but in reality, Axis Bank evaluates much more than just CIBIL. In 2025, many applicants with excellent credit profiles are facing rejection or delays. This article explains …
A high CIBIL score doesn’t guarantee home loan approval.In 2025, many borrowers with 750+ CIBIL are shocked when banks reject their applications. So what’s going wrong? This article reveals the lesser-known reasons banks reject home loans even with excellent credit scores. Myth: High CIBIL = Guaranteed Approval Truth: CIBIL is only one part of the …
Buying a home is one of the biggest financial decisions for most Indians. For many first-time buyers, a home loan is the only practical way to turn this dream into reality. However, home loan rejection is more common than people expect and often comes as a shock to applicants who believe their income or job …