Buying a home is one of the most important financial decisions you will ever make. While owning a property brings long-term security and stability, it also involves a large upfront cost. This is why most home buyers in India consider taking a home loan to finance their purchase. But is taking a home loan always …
Buying A Flat In India? Most home buyers believe one thing: “If I arrange the down payment, the rest will be handled by the bank.” This assumption is the reason many buyers feel financially stressed even before the home loan is fully approved. In reality, the down payment is only one part of the cash you …
Buying your first home is exciting – but it’s also where many buyers make a single, costly home loan mistake that silently adds ₹5-15 lakh (or more) to the total repayment. What’s worse?Most buyers don’t even realise it until years later. Let’s break it down simply. The mistake: Focusing only on EMI, not the total …
Buying a home in India starts with one big question –“How much money do I need upfront?” Many first-time buyers focus only on EMI, but the real entry barrier is the down payment. In this article, we explain: What Is a Down Payment? A down payment is the part of the property price that you …
When interest rates move, many home loan borrowers start wondering if they’re paying more than they should. A balance transfer often comes up as a possible solution — especially when another bank is offering a lower rate. Done at the right time, switching your home loan can reduce interest costs and even shorten the repayment …
When people take a home loan, they usually think of it as a 20-25 year commitment – something that will quietly run in the background for decades. In practice, though, many borrowers don’t end up paying their loan for that long. With the right prepayment strategy, a home loan can be closed much earlier, with …
Buying a home in 2025? For most Indian buyers, the biggest hurdle is not EMI – it’s arranging the down payment. This upfront amount often decides when (or if) you can finally book a property. Whether you’re a first-time buyer or upgrading to a bigger home, understanding how much down payment is required, how banks …