The year 2025 turned out to be a major relief phase for Indian home loan borrowers. A series of repo rate cuts by the Reserve Bank of India (RBI) significantly lowered borrowing costs, especially for those with floating-rate home loans. As we enter 2026, the big question on every borrower’s mind is simple: will home …
💰 Home Loan Prepayment Calculator Calculate how much you can save by making prepayments on your home loan 🏦 Current Loan Details Outstanding Loan Amount (₹) Interest Rate (% p.a.) Remaining Tenure (Years) 💵 Prepayment Details Prepayment Amount (₹) When? (After Months) 📊 Prepayment Strategy Choose Your Strategy Reduce Tenure (Keep same EMI)Reduce EMI (Keep …
🏡 Home Loan Affordability Calculator Discover whether your dream home fits comfortably within your financial reality Your Financial Profile Enter your details to understand your true borrowing capacity and financial comfort level. Monthly Net Income After taxes Existing Monthly EMIs Other loans Property Price Target home Down Payment Percentage Interest Rate Per annum Loan Tenure …
💰 How Much Home Loan Can I Borrow? Advanced borrowing capacity based on income, city, bank & comfort level Your Financial Profile Enter your details to calculate maximum borrowing capacity across major banks. Employment Type SalariedSelf-Employed City Other CitiesPuneBangaloreMumbai Monthly Net Income (₹) Existing Monthly EMIs (₹) Credit Score 750+ (Excellent)700–749 (Good)650–699 (Fair)Below 650 (Poor) …
📄 Stamp Duty & Registration Calculator Calculate upfront property registration costs across all Indian states 🏠 Property Details State / Union Territory Buyer Type Male BuyerFemale BuyerJoint Ownership Property Value (₹) ⚠️ Important Disclaimers: Rates shown are indicative averages based on standard residential properties Metro cities often have additional municipal cess and surcharges Under-construction properties …
🔄 Home Loan Balance Transfer Calculator Discover if switching banks can save you lakhs in interest 📄 Current Loan Details Outstanding Loan Amount (₹) Current Interest Rate (% p.a.) Remaining Tenure (Years) 🔄 New Loan Offer New Interest Rate (% p.a.) Transfer Charges (₹) Current EMI — New EMI After Transfer — 💎 Total Interest …
⚖️ Rent vs Buy Decision Calculator Make the smartest housing decision based on your financial reality 🏠 Your Current Rent Monthly Rent (₹) 🏦 Buying Scenario Expected EMI (₹) Down Payment (₹) ⏳ Time Horizon Years You Plan to Stay Total Rent Paid — Total EMI Outflow — Total Ownership Cost — EMI + Down …
✓ Home Loan Eligibility Calculator Check your loan approval chances and maximum eligible amount 💼 Income Details Monthly Net Income (₹) Existing EMIs (₹) 🏦 Loan Preferences Interest Rate (% p.a.) Loan Tenure (Years) Eligible Loan Amount — — Eligibility Comfort Score — — 🏦 Bank View — 🚨 Eligibility Risks — Before applying for …
🏠 Home Loan Decision Studio Complete loan analysis with EMI calculations and amortization 🏦 Loan Basics How much loan and for how long? Loan Amount (Rs) Tenure (Years) 📉 Interest Rate Small changes matter over long tenure. Interest Rate (% p.a.) 💼 Monthly Reality Your income vs comfort. Monthly Income (Rs) Current Rent (Rs) Your …
Buying a home in India is usually the biggest financial decision of a person’s life. In 2026, home loan borrowers are more cautious than ever interest rates have seen multiple cycles, RBI policy signals matter, and long-term affordability has become a key concern. Axis Bank Home Loan 2026 is often considered by first-time buyers, upgraders, …