Buying a plot, flat, or house in West Bengal is a major financial decision. While location and price matter, the most critical step before paying any money or applying for a home loan is verifying land records. Many property disputes and loan rejections happen because buyers skip this legal check. This is where Banglarbhumi plays …
Buying a plot, flat, or house in Uttar Pradesh can be a great investment but only if the land records are clean and legally clear. Many property disputes and home loan rejections happen not because of price or income issues, but due to problems in land ownership records. This is where Bhulekh UP becomes extremely …
Buying a home is one of the biggest financial decisions of your life. While income, property value, and down payment matter, your CIBIL score plays a decisive role in whether your home loan gets approved and on what terms. A strong credit score can help you secure lower interest rates, higher loan amounts, and faster …
Buying a home is a major life milestone, but rising property prices make it difficult to purchase a house with savings alone. This is where a home loan plays a crucial role. A home loan helps individuals finance the purchase, construction, or improvement of a residential property by borrowing money from a bank or financial …
Upgrading your home whether it’s repairing structural issues, modernizing interiors, or expanding living space often requires a significant investment. A home renovation loan, also called a house improvement loan, is designed to help homeowners fund such upgrades without straining their savings. In this guide, we explain what a home renovation loan is, how it works, …
Buying a home is one of the most important financial decisions you will ever make. While owning a property brings long-term security and stability, it also involves a large upfront cost. This is why most home buyers in India consider taking a home loan to finance their purchase. But is taking a home loan always …
Buying an under-construction flat involves multiple payments made at different construction stages. One document that often creates confusion and urgency for home buyers is the builder demand letter. Many buyers are unsure what it really means, whether they must pay immediately, and how it affects their home loan disbursement. This guide explains what a builder …
Buying a home is one of the biggest financial decisions in life. To protect home buyers from project delays, unfair practices, and lack of transparency by builders, the Indian government introduced the Real Estate (Regulation and Development) Act, commonly known as RERA. Many buyers still ask simple but important questions like what are RERA rules, …
In a major relief for home loan borrowers, the Reserve Bank of India (RBI) has announced that no prepayment or foreclosure charges can be levied on floating-rate home loans starting January 1, 2026. The move is aimed at improving transparency, reducing borrower grievances, and allowing customers to switch lenders freely for better interest rates and …
The year 2025 turned out to be a major relief phase for Indian home loan borrowers. A series of repo rate cuts by the Reserve Bank of India (RBI) significantly lowered borrowing costs, especially for those with floating-rate home loans. As we enter 2026, the big question on every borrower’s mind is simple: will home …