Home loan interest rates are not the same for every borrower. In 2026, one of the most important factors that decides the interest rate on an SBI home loan is your CIBIL score. Even when two people apply for the same loan amount and tenure, their interest rates can differ based on credit history. As …
Bank Holidays 2026 in India: Bank holidays in India are declared under the Negotiable Instruments Act, 1881 and vary by state, religion, and local festivals. While Sundays and 2nd/4th Saturdays are common across India, festival holidays differ state-wise. Bank Holidays 2026 in India Below is the date-wise bank holiday list for 2026, including major states …
Moving goods across India under the Goods and Services Tax (GST) regime requires strict documentation. One of the most important documents for this purpose is the E-Way Bill. Since its introduction, the e-way bill system has replaced manual paperwork with a centralised, digital, and trackable mechanism for monitoring the movement of goods. Whether you are …
Tax Deducted at Source (TDS) is one of the most important concepts in India’s income tax system. Every year, the government revises TDS rates, thresholds, and compliance rules to improve tax collection and reduce unnecessary deductions. For FY 2025–26 (Assessment Year 2026–27), several threshold limits have been increased, a new TDS section has been introduced, …
Under India’s Goods and Services Tax (GST) system, every registered business is identified through a GST Identification Number (GSTIN). Whether you are a business owner, accountant, supplier, buyer, or even a consumer, verifying a GST number has become a routine and essential task. A GST Number Search Tool helps you check whether a GSTIN mentioned …
Buying a home is one of the biggest financial decisions for most Indian families. The choice of lender and interest rate directly affects your monthly EMI and the total cost of the loan over the long term. In 2026, private sector banks like YES Bank continue to attract borrowers by offering flexible home loan products, …
Personal finance plays a crucial role in everyone’s life, whether you are a student, a working professional, or nearing retirement. From the moment you start earning, you are faced with regular expenses such as rent, food, utility bills, travel, and lifestyle spending. At the same time, you also have future responsibilities like buying a home, …
Choosing a home loan with the lowest home loan interest rates is one of the most important financial decisions for Indian homebuyers. Even a small difference of 0.25%-0.50% in interest rate can change your total repayment by several lakhs over a 20-25 year tenure. As of January 2026, home loan interest rates in India are …
As March 31, 2026 approaches, home loan borrowers across India start thinking about one common question: should I prepay my home loan before the financial year ends to save tax and interest? While prepayment can look attractive during tax season, rushing into it without numbers can hurt liquidity and long-term returns. The right decision depends …
Amanda Puravankara is a prominent leader in India’s real estate industry and a key part of the leadership team at Puravankara Limited. As an Executive Director, she plays a strategic role in shaping the company’s growth, brand positioning, and long-term vision across India’s major real estate markets. With Puravankara’s legacy spanning several decades, Amanda Puravankara …